:root{--navy:#0b2239;--navy2:#122f4a;--gold:#d8a84e;--cream:#f5f1e8;--ink:#17202a;--muted:#5d6872;--line:#d8dde1}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font-family:Arial,Helvetica,sans-serif;line-height:1.65;background:#fff}a{color:inherit}.page-nav{min-height:82px;padding:16px max(24px,calc((100vw - 1180px)/2));display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid var(--line);background:#fff;position:sticky;top:0;z-index:5}.page-brand{display:flex;gap:10px;align-items:center;text-decoration:none;color:var(--navy)}.page-brand>span{display:grid;place-items:center;width:42px;height:42px;border-radius:10px;background:var(--navy);color:var(--gold);font-weight:800}.page-brand strong{line-height:1.05}.page-brand small{display:block;font-size:11px;font-weight:600;letter-spacing:.06em;margin-top:5px}.page-nav nav,.page-footer nav{display:flex;gap:20px;align-items:center}.page-nav nav a,.page-footer a{text-decoration:none;font-weight:700;font-size:14px}.nav-cta,.button{display:inline-block;background:var(--gold);color:var(--navy)!important;padding:12px 18px;border-radius:4px;text-decoration:none;font-weight:800}.crumbs,main>section,.prose{max-width:1180px;margin-left:auto;margin-right:auto}.crumbs{padding:28px 24px 0;display:flex;gap:10px;color:var(--muted);font-size:14px}.page-hero{padding:72px 24px 82px}.page-hero.compact{padding-bottom:42px}.eyebrow,.label{text-transform:uppercase;letter-spacing:.12em;font-weight:800;font-size:13px;color:#8a641f}.page-hero h1{font-size:clamp(42px,6vw,76px);line-height:1.02;letter-spacing:-.045em;max-width:950px;margin:18px 0}.lead{font-size:21px;color:var(--muted);max-width:760px}.hero-actions{display:flex;gap:22px;align-items:center;margin-top:32px}.content-grid{display:grid;grid-template-columns:2fr 1fr;gap:60px;padding:70px 24px;border-top:1px solid var(--line)}h2{font-size:clamp(30px,4vw,48px);line-height:1.08;letter-spacing:-.03em;color:var(--navy)}.check-list{padding:0;list-style:none}.check-list li{padding:14px 0 14px 30px;border-bottom:1px solid var(--line);position:relative}.check-list li:before{content:'✓';position:absolute;left:0;color:#8a641f;font-weight:900}.content-grid aside{background:var(--cream);padding:32px;align-self:start}.notice{border-left:3px solid var(--gold);padding-left:16px;color:var(--muted)}.process{max-width:none!important;background:var(--navy);color:#fff;padding:76px max(24px,calc((100vw - 1180px)/2))}.process h2{color:#fff}.process ol{padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:20px;list-style:none}.process li{border:1px solid #35516b;padding:26px}.process li>span{color:var(--gold);font-weight:800}.process strong{font-size:22px}.faq{padding:76px 24px}.faq details{border-top:1px solid var(--line);padding:20px 0}.faq details:last-child{border-bottom:1px solid var(--line)}.faq summary{font-weight:800;font-size:18px;cursor:pointer}.faq details p{max-width:800px;color:var(--muted)}.page-cta{max-width:none!important;background:var(--gold);padding:64px max(24px,calc((100vw - 1180px)/2));color:var(--navy)}.page-cta h2{margin:0}.button.light{background:#fff}.prose{max-width:860px;padding:0 24px 90px;font-size:18px}.prose h2{font-size:32px;margin-top:46px}.page-footer{background:#071827;color:#dfe8ef;padding:44px max(24px,calc((100vw - 1180px)/2));display:grid;grid-template-columns:1fr auto;gap:28px}.page-footer>p{grid-column:1/-1;color:#aab8c5;font-size:13px}.page-footer div p{margin:6px 0;color:#aab8c5}@media(max-width:760px){.page-nav{position:static}.page-nav nav a:not(.nav-cta){display:none}.content-grid,.process ol{grid-template-columns:1fr}.content-grid{gap:24px}.page-footer{grid-template-columns:1fr}.page-footer nav{flex-wrap:wrap}.hero-actions{align-items:flex-start;flex-direction:column}.page-hero{padding-top:48px}}